78 Bay Drive, Saddlebunch, FL 33040
$1,725,000
Property Type:
Residential
Bedrooms:
4
Baths:
4
Square Footage:
2,454
Lot Size (sq. ft.):
11,320
Status:
Closed
Current Price:
$1,725,000
List Date:
9/20/2025
Last Modified:
5/02/2026
Listing Details MLS# 616566
Location, Tax & Legal
- Street #
- 78
- Street Name
- Bay
- Street Suffix
- Drive
- Key/Island
- Saddlebunch
- State/Province
- FL
- Zip Code
- 33040
- County
- Monroe
- Subdivision
- Bay Point Amd & 1st (15.0)
- Area
- 06 - Bay Point to Sugarloaf
- City
- Saddle Bunch
- Mile Marker
- 15
- Marathon Neighborhood
- N/A
- Side
- Ocean
- Flood Zone
- AE,VE
- Alternate Key #
- 1206253
- Parcel #
- 00160680-000000
- Zoning
- IS - Improved Subivision District
- Deed Restrictions
- Unknown
- Legal
- BK 5 LT 39 BAY POINT AMENDED PLAT SADDLEBUNCH KEYS PB3-75 OR272-110 OR618-113 OR777-965 OR433-265/66 OR842-1668 OR928-2
- Taxes
- 9659.45
- Tax Year
- 2024
- Pub Sewer HkUp
- Yes
Contract Information
- Listing Board
- Key West Association
General Property Description
- Realtor.COM Type
- Residential - Single Family
- Style
- Single Family
- Waterfront
- Yes
- Control Depth
- 3
- Pool
- Yes
- Year Built
- 1963
- Lot SqFt
- 11320
- Acres
- 0.24
- Living Apx SqFt
- 2454
- SqFt Source
- Property Data Card
- Total Bedrooms
- 4
- Full Baths
- 4
- Total Baths
- 4
- Rentals Allowed
- Yes
Status Change Info
- Sold Date
- 2026-05-01
Association Info
- Mandatory Home Owners Asc
- No
- 1st Right of Refusal
- No
- Association Fee $
- 0
Dockage
- Dock
- Wood
More Information
Building Style
- Above Flood
- Unknown
- Stories
- 2 Stories
Remarks & Misc
- Remarks – Consumer
- 78 Bay Drive offers a rare opportunity to own a turnkey Keys retreat that seamlessly blends peaceful oceanfront living with built-in income potential. The main-upper residence features two bedrooms and two bathrooms, with both the primary suite and main living area capturing sweeping, unobstructed ocean views. Expansive sightlines and direct access to multiple decks and inviting outdoor living spaces create a seamless indoor-outdoor experience, immersing you in the natural beauty and tranquility of the surrounding water. A standout feature of the property is the separate lower-level livingspace, complete with its own private entrance, newly installed kitchen, ocean views, and ample parking. Perfectly suited for hosting guests or generating income, this space presents an exceptional opportunity to offset the cost of ownership while maintaining privacy in the main residence above. Offering remarkable flexibility, the property can be enjoyed as a single-family home with generous total square footage, or configured as two distinct living spaces, allowing a new owner to tailor its use to their lifestyle or investment goals. The home has been extensively upgraded, including a new pool and spa, expanded decks and stairs, a brick driveway, hurricane impact windows and sliding doors, a 200-amp electrical service upgrade, and mini split AC systems for efficient, individualized climate control. Blending modern upgrades with versatile living and a breathtaking waterfront setting, 78 Bay Drive is a distinctive Lower Keys offering -- equally compelling as a private coastal sanctuary, an income-producing property, or a combination of both.
License Info
- Non Trans Rntl Lic
- Yes
Fee Includes
- None
- Yes
Tax Exemptions
- None
- Yes
Appliances
- Gas Appliances
- Yes
- Oven
- Yes
- Range
- Yes
- Refrigerator
- Yes
- Stainless Steel Appliance(s)
- Yes
- Washer
- Yes
- Wine Cooler
- Yes
Pets
- Pets Allowed
- Yes
Cooling
- Ductless
- Yes
- Wall/Window Unit(s)
- Yes
Heating
- None
- Yes
Waterfront
- Oceanfront
- Yes
Waterview
- Ocean View
- Yes
Floor
- Laminate
- Yes
- Tile
- Yes
- Wood
- Yes
Specialty Rooms
- Laundry Room
- Yes
- Sun/Florida Room
- Yes
Windows/Doors
- Impact Rstnce Window
- Yes
- Other Windows/Doors
- Yes
Vehicle Storage
- Covered Parking
- Yes
- Guest Parking
- Yes
Construction
- CBS
- Yes
Land Size
- 1/4 - 1/2 Acre
- Yes
Furnished
- Furnished
- Yes
Utilities
- FKAA
- Yes
- Municipal Sewer
- Yes
Porch/Balcony
- Deck
- Yes
- Open Porch/Balcony
- Yes
Pool Info
- In Ground
- Yes
Roof
- Metal Roof
- Yes
Shutters
- Panel
- Yes
Property Features
Fee Includes:
None
Tax Exemptions:
None
License Info:
Non Trans Rntl Lic
Waterfront:
Oceanfront
Waterview:
Ocean View
Vehicle Storage:
Covered Parking; Guest Parking
Furnished:
Furnished
Cooling:
Ductless; Wall/Window Unit(s)
Heating:
None
Utilities:
FKAA; Municipal Sewer
Specialty Rooms:
Laundry Room; Sun/Florida Room
Appliances:
Gas Appliances; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler
Pool Info:
In Ground
Construction:
CBS
Shutters:
Panel
Floor:
Laminate; Tile; Wood
Roof:
Metal Roof
Pets:
Pets Allowed
Land Size:
1/4 - 1/2 Acre
Listing Office:
Coastal Collection Real Estate Inc.
Last Updated: May - 02 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.