680 Elma Avenue, Big Pine Key, FL 33043 (MLS# 617430)

680 Elma Avenue, Big Pine Key, FL 33043

$3,695,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,050 Lot Size (sq. ft.): 28,830 Status: Pending

Current Price: $3,695,000 List Date: 11/23/2025 Last Modified: 4/23/2026

Overview

Description

RARE west-facing private estate offering sunset views, owned bay bottom, and exceptional boating access. Welcome to Tarpon Cove, an exclusive retreat located in Big Pine Key, surrounded by the Florida Key Deer Preserve for unmatched privacy and natural beauty. The concrete residence has been meticulously reconstructed through a down-to-the-studs renovation, resulting in a 2023 effective age and is insurance-rated as a 2023 build, offering modern construction confidence and peace of mind. The home features 4 bedrooms and 3.5 bathrooms, ready for immediate enjoyment. A gated entrance and long, tree-lined driveway lead to a fully fenced, beautifully landscaped estate with hard to find privacy. Construction highlights include a metal roof, impact-resistant windows and doors, and updated systems throughout. Inside, open-concept living spaces are filled with natural light, with stunning water views from nearly every room. The chef's kitchen features quartz countertops, a Samsung Bespoke ap ... (Read more)

Listing Details MLS# 617430

Location, Tax & Legal

Street #: 680
Street Name: Elma
Street Suffix: Avenue
Key/Island: Big Pine Key
State/Province: FL
Zip Code: 33043
County: Monroe
Subdivision: Piney Point Sub (29.5)
Area: 11 - Big Pine Key, No Name Key
City: Big Pine
Off Shore Island: No
Mile Marker: 29.5
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: VE,AE
Alternate Key #: 1316091
Add'l Parcel #1: 00112120-000000
Parcel #: 00246430-000100
Zoning: ISM - Improved Sub Masonry
Deed Restrictions: Unknown
Legal: PINEY POINT SUB PB3-88 BIG PINE KEY PT LTS 2 - 3 BLK B AND R/W (AKA UNRECORDED RESUB PINEY POINT SUB TR H AND I AND ADJ
Taxes: 11332.59
Tax Year: 2024
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Marathon/Lower Keys
As is Rght to Inspct: Yes
Species List: Yes

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 3
Pool: Yes
Year Built: 1971
Total Units: Yes
Lot SqFt: 28830
Lot Sqft Source: Tax Records
Acres: 0.66
Living Apx SqFt: 2050
SqFt Source: Tax Records
Total Bedrooms: 4
Full Baths: 3
Half Baths: Yes
Total Baths: 4
Rentals Allowed: With Restrictions
Min Rental Days: 28

Status Change Info

Contingent: Contingent/Show

Association Info

Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0

Dockage

Dock: Wood
Seawall: Concrete
Basin: Yes
Boat Lift: Yes
Boat Slip: Yes
Davits: Yes

More Information

Building Style

Above Flood: No
Stories: 3 Stories
Split Level: Yes

Vehicle Storage

Car(s): 4+
Carport: Yes
Covered Parking: Yes
Garage: Yes
Guest Parking: Yes
RV Parking Open: Yes
Attached: Yes
Detached: Yes
Auto Door Opener: Yes

Appliances

Other: Gas Cooktop
Dishwasher: Yes
Dryer: Yes
Gas Appliances: Yes
Microwave: Yes
Oven: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes

Pool Info

Other: Has a chiller
Heated: Yes
In Ground: Yes
Fiberglass: Yes
Decked: Yes

Remarks & Misc

Remarks – Consumer: RARE west-facing private estate offering sunset views, owned bay bottom, and exceptional boating access. Welcome to Tarpon Cove, an exclusive retreat located in Big Pine Key, surrounded by the Florida Key Deer Preserve for unmatched privacy and natural beauty. The concrete residence has been meticulously reconstructed through a down-to-the-studs renovation, resulting in a 2023 effective age and is insurance-rated as a 2023 build, offering modern construction confidence and peace of mind. The home features 4 bedrooms and 3.5 bathrooms, ready for immediate enjoyment. A gated entrance and long, tree-lined driveway lead to a fully fenced, beautifully landscaped estate with hard to find privacy. Construction highlights include a metal roof, impact-resistant windows and doors, and updated systems throughout. Inside, open-concept living spaces are filled with natural light, with stunning water views from nearly every room. The chef's kitchen features quartz countertops, a Samsung Bespoke appliance package, and a professional-grade gas cooktop. Outdoor living is exceptional with expansive ocean-side dockage offering power and water, room for multiple boats, and a covered, lighted fish-cleaning station. Ownership of the surrounding bay bottom adds rare value and enhanced waterfront enjoyment. Additional features include a tiki hut with outdoor kitchen, 600 sq ft detached garage, covered parking, RV hookup, and ample storage. A rare opportunity to own a private, west-facing luxury estate combining modern construction, boating lifestyle, and breathtaking sunsets.
Directions: From US 1 turn onto Newfound Blvd oceanside by the Shell Gas Station. Road makes a slight left and becomes Elma Ave. Go to 680 Elma Ave- wait at gate. Agent must accompany.

Fee Includes

None: Yes

Tax Exemptions

None: Yes

Pets

Pets Allowed: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes
Ductless: Yes
Heat Pump: Yes

Heating

Central: Yes
Electric: Yes
Fireplace Insert: Yes
Heat Pump: Yes

Waterfront

Canal Front: Yes
Oceanfront: Yes
Open Water: Yes

Waterview

Canal View: Yes
Ocean View: Yes
Open Water View: Yes

Floor

Tile: Yes
Wood: Yes
Other: Yes

Interior Features

Built-in Cabinets: Yes
Drapes/Blinds Incl: Yes
Quartz Countertops: Yes
Smoke Alarms: Yes
Storage: Yes
Walk-in Closet(s): Yes
Window Treatments: Yes

Property Condition

Updated/Remodeled: Yes

Specialty Rooms

Workshop: Yes

Windows/Doors

Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes
Sliding Glass Doors: Yes

Security

Electric Gate: Yes

Construction

CBS: Yes

Land Size

1/2 - Less Than 1 AC: Yes

Furnished

Negotiable: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Utilities

FKAA: Yes
Municipal Sewer: Yes
Propane: Yes

Porch/Balcony

Deck: Yes
Open Porch/Balcony: Yes

Title

Negotiable: Yes

Exterior Features

Chickee Hut: Yes
Fencing: Yes
Hot Tub: Yes
Lighting: Yes
Outdoor Kitchen: Yes
Privacy Wall/Fence: Yes
Rain Gutters: Yes
Sandy Beach: Yes
Storage: Yes

Pre-Wired

Cable: Yes

Roof

Metal Roof: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front; Oceanfront; Open Water Waterview: Canal View; Ocean View; Open Water View Dockage: Basin; Boat Lift; Boat Slip; Davits Property Condition: Updated/Remodeled Building Style: Split Level Vehicle Storage: Garage; Carport; Attached; Detached; Auto Door Opener; Covered Parking; Guest Parking; RV Parking Open Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air; Ductless; Heat Pump Heating: Central; Fireplace Insert; Heat Pump Utilities: FKAA; Municipal Sewer; Propane Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Quartz Countertops; Smoke Alarms; Storage; Walk-in Closet(s); Window Treatments Pre-Wired: Cable Specialty Rooms: Workshop Appliances: Dishwasher; Dryer; Gas Appliances; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Chickee Hut; Fencing; Hot Tub; Lighting; Outdoor Kitchen; Privacy Wall/Fence; Rain Gutters; Sandy Beach; Storage Pool Info: In Ground; Fiberglass; Decked Construction: CBS Floor: Tile; Wood; Other Roof: Metal Roof Pets: Pets Allowed Security: Electric Gate Land Size: 1/2 - Less Than 1 AC Terms: Cash; Conventional; FHA; VA Title: Negotiable

Documents

Elevation Certificate ›

Listing Office: Island Welcome Real Estate

Last Updated: April - 23 - 2026

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