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514 Emma Street, Key West, FL 33040

$3,600,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,920 Lot Size (sq. ft.): 4,141 Status: Active
Current Price: $3,600,000 List Date: 1/09/2026 Last Modified: 3/29/2026

Overview

Description

514 Emma is a wonderful single-family home located in Truman Annex. The first floor features a large, updated chef's kitchen with double wall ovens, double refrigerator/freezers and a large island. There is a guest bedroom, and a full bathroom as well as a dining area. French doors in the living area, open to the large rear porch and pool. There is a carport on the rear of the property, PLUS a second deeded carport just across the street. The second floor has a spacious primary en-suite with a private covered porch, plus two guest bedrooms with shared covered porch and full bath. Home features a propane generator. The property is a successful rental property. Video Tour: https://show.tours/zd4yyTKj

Listing Details MLS# 618024

Location, Tax & Legal

Street #
514
Street Name
Emma
Street Suffix
Street
Key/Island
Key West
State/Province
FL
Zip Code
33040
County
Monroe
Subdivision
Old Town - Unrecord (1.0)
Area
01 - Key West
KW Neighborhood
Truman Annex
City
KEY WEST
Mile Marker
0
Marathon Neighborhood
N/A
Side
Ocean
Flood Zone
0.2 PCT ANNUAL CHANC
Alternate Key #
8862156
Add'l Parcel #1
00010120-000847
Parcel #
00010120-000225
Zoning
HPRD - Hist Planned Redevelopment & Dev Dist
Deed Restrictions
Yes
Legal
KW PT LOT 3 SQR 52 (A/K/A PT LOT 125) .095 AC OR1343-701/04 OR1476-243/44 OR2032-788/90 OR2534-1649/51 OR2851-1782/84
Taxes
24241.29
Tax Year
2025
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Key West Association

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
No
Pool
Yes
Year Built
1997
Lot SqFt
4141
Acres
0.1
Living Apx SqFt
1920
SqFt Source
Tax Records
Total Bedrooms
4
Full Baths
3
Total Baths
3
Rentals Allowed
With Restrictions
Min Rental Days
28
Control Depth
0
Total Units
0

Association Info

Mandatory Home Owners Asc
Yes
Condo Doc's
No
1st Right of Refusal
Yes
Association Fee $
1445
Assoc/Mnt Fee Per
Quarterly

Building Style

Above Flood
Unknown
Stories
2 Stories

More Information

Vehicle Storage

Car(s)
2
Carport
Yes
Off Street Parking
Yes

Pool Info

Heated
Yes
In Ground
Yes
Concrete
Yes

Remarks & Misc

Remarks – Consumer
514 Emma is a wonderful single-family home located in Truman Annex. The first floor features a large, updated chef's kitchen with double wall ovens, double refrigerator/freezers and a large island. There is a guest bedroom, and a full bathroom as well as a dining area. French doors in the living area, open to the large rear porch and pool. There is a carport on the rear of the property, PLUS a second deeded carport just across the street. The second floor has a spacious primary en-suite with a private covered porch, plus two guest bedrooms with shared covered porch and full bath. Home features a propane generator. The property is a successful rental property. Video Tour: https://show.tours/zd4yyTKj
Directions
Southard Street into Truman Annex. Turn right on Emma Street, property is on your left.

License Info

Non Trans Rntl Lic
Yes

Fee Includes

Cable
Yes
Common Area Mnt
Yes
Security
Yes

Dockage

None
Yes

Tax Exemptions

None
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Oven
Yes
Refrigerator
Yes
Stainless Steel Appliance(s)
Yes
Washer
Yes
Wine Cooler
Yes

Cooling

Ceiling Fans(s)
Yes
Central Air
Yes

Waterfront

None
Yes

Waterview

No Waterview
Yes

Floor

Carpet
Yes
Wood
Yes
Other
Yes

Property Condition

Updated/Remodeled
Yes

Windows/Doors

Aluminum Windows
Yes
French Doors
Yes
Impact Rstnce Doors
Yes
Impact Rstnce Window
Yes

Security

Electric Gate
Yes
Patrolled Area
Yes
Other
Yes

Construction

Frame
Yes

Land Size

Less Than 1/4 Acre
Yes

Furnished

Negotiable
Yes

Utilities

FKAA
Yes
Municipal Sewer
Yes

Porch/Balcony

Deck
Yes
Open Porch/Balcony
Yes

Title

Negotiable
Yes

Roof

Metal Roof
Yes

Property Features

Fee Includes: Cable; Common Area Mnt; Security Tax Exemptions: None License Info: Non Trans Rntl Lic Waterfront: None Waterview: No Waterview Dockage: None Property Condition: Updated/Remodeled Vehicle Storage: Carport; Off Street Parking Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air Utilities: FKAA; Municipal Sewer Appliances: Dishwasher; Dryer; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler Pool Info: In Ground; Concrete Construction: Frame Floor: Carpet; Wood; Other Roof: Metal Roof Security: Electric Gate; Patrolled Area; Other Land Size: Less Than 1/4 Acre Title: Negotiable
Listing Office: Keller Williams Key West Compass Realty
Last Updated: March - 29 - 2026
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