439 Palm Drive Drive, Lower Matecumbe, FL 33036
$2,495,000
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
2,294
Lot Size (sq. ft.):
11,080
Status:
Active
Current Price:
$2,495,000
List Date:
12/24/2025
Last Modified:
4/29/2026
Listing Details MLS# 617822
Location, Tax & Legal
- Street #
- 439
- Street Name
- Palm Drive
- Street Suffix
- Drive
- Key/Island
- Lower Matecumbe
- State/Province
- FL
- Zip Code
- 33036
- County
- Monroe
- Subdivision
- Safety Harbor (74.0)
- Area
- 22 - Lower Matecumbe
- City
- ISLAMORADA
- Off Shore Island
- No
- Mile Marker
- 74
- Marathon Neighborhood
- N/A
- Side
- Bay/Gulf
- Flood Zone
- AE-9
- Alternate Key #
- 00391440-000000
- Parcel #
- 00391440-000000
- Zoning
- R1 - Residential Single Family
- Deed Restrictions
- No
- Legal
- BK 4 LT 6 SAFETY HARBOR PB3-69 SECTION 1 LOWER MATECUMBE KEY
- Taxes
- 16372
- Tax Year
- 2025
- Pub Sewer HkUp
- Yes
Contract Information
- Listing Board
- Florida Keys
- As is Rght to Inspct
- Yes
- Species List
- No
General Property Description
- Realtor.COM Type
- Residential - Single Family
- Style
- Single Family
- Waterfront
- Yes
- Control Depth
- 5
- Pool
- Yes
- Year Built
- 1983
- Lot SqFt
- 11080
- Lot Sqft Source
- Property Data Card
- Living Apx SqFt
- 2294
- SqFt Source
- Property Data Card
- Total Bedrooms
- 4
- Full Baths
- 3
- Total Baths
- 3
- Rentals Allowed
- Yes
- Min Rental Days
- 28
Association Info
- Mandatory Home Owners Asc
- No
- Voluntary Home Owners Asc
- Yes
- 1st Right of Refusal
- No
- Assoc Approval Req
- No
- Association Fee $
- 100
- Assoc/Mnt Fee Per
- Yearly
Dockage
- Dock Length
- 40
- Dock
- Composite
- Boat Lift
- Yes
More Information
Building Style
- Above Flood
- Unknown
Pool Info
- Heated
- Yes
- Concrete
- Yes
- Decked
- Yes
- Screened In
- Yes
Remarks & Misc
- Remarks – Consumer
- VA Assumable! Experience refined waterfront living in the Florida Keys, where luxury meets effortless access to world-class boating and fishing. This exceptional canal-front residence is thoughtfully designed for discerning buyers who value privacy, convenience, and a true connection to the water. A private dock with newly added 15,000 lb boat lift provides seamless access to open water, allowing you to leave your backyard and reach premier fishing grounds in minutes. A utility elevator lift enhances everyday comfort, making it easy to move gear, provisions, and luggage between levels with ease. Outdoor living is elevated for both entertaining and function. A custom storage shed equipped with an ice machine and two deep freezers caters perfectly to avid anglers and boating enthusiasts, offering an ideal setup for bait, ice, and fresh catch storage—an uncommon and highly desirable feature in the Keys. Inside, the home offers a bright, coastal interior that complements the surrounding water views, creating a calm and inviting retreat. Designed for both full-time living and elegant escapes, the residence balances relaxed island style with upscale practicality. Whether hosting sunset gatherings, heading offshore at first light, or enjoying quiet evenings by the water, this property delivers a lifestyle defined by ease, sophistication, and the unparalleled beauty of the Florida Keys. An exceptional opportunity for those seeking a premier waterfront home that supports both luxury living and an active boating lifestyle.
- Directions
- Heading south on US1 take a right on Palm Dr. house is on the left.
Fee Includes
- Other
- Yes
Tax Exemptions
- Homestead
- Yes
Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Freezer
- Yes
- Ice Machine
- Yes
- Microwave
- Yes
- Oven
- Yes
- Refrigerator
- Yes
- Washer
- Yes
Pets
- Pets Allowed
- Yes
Cooling
- Central Air
- Yes
Heating
- Central
- Yes
Waterfront
- Canal Front
- Yes
Waterview
- Bay/Gulf View
- Yes
- Canal View
- Yes
- Open Water View
- Yes
Floor
- Tile
- Yes
Interior Features
- Walk-in Closet(s)
- Yes
Specialty Rooms
- Utility Room
- Yes
- Workshop
- Yes
Windows/Doors
- Impact Rstnce Doors
- Yes
- Impact Rstnce Window
- Yes
Vehicle Storage
- Carport
- Yes
Security
- No Security
- Yes
Construction
- CBS
- Yes
Land Size
- Less Than 1/4 Acre
- Yes
Furnished
- Furnished
- Yes
- Negotiable
- Yes
Terms
- Assumable
- Yes
- Cash
- Yes
- Conventional
- Yes
- No Seller Finance
- Yes
- VA
- Yes
Utilities
- Buyer to Verify
- Yes
Porch/Balcony
- Open Porch/Balcony
- Yes
- Screened P/B
- Yes
Exterior Features
- Shed
- Yes
- Storage
- Yes
Roof
- Shingle Roof
- Yes
Property Features
Fee Includes:
Other
Tax Exemptions:
Homestead
Waterfront:
Canal Front
Waterview:
Bay/Gulf View; Canal View; Open Water View
Dockage:
Boat Lift
Vehicle Storage:
Carport
Furnished:
Furnished; Negotiable
Cooling:
Central Air
Heating:
Central
Utilities:
Buyer to Verify
Interior Features:
Walk-in Closet(s)
Specialty Rooms:
Utility Room; Workshop
Appliances:
Dishwasher; Dryer; Freezer; Ice Machine; Microwave; Oven; Refrigerator; Washer
Exterior Features:
Shed; Storage
Pool Info:
Concrete; Decked; Screened In
Construction:
CBS
Floor:
Tile
Roof:
Shingle Roof
Pets:
Pets Allowed
Security:
No Security
Land Size:
Less Than 1/4 Acre
Terms:
Assumable; Assumable; Cash; Conventional; No Seller Finance; VA
Listing Office:
Coldwell Banker Schmitt Islamorada
Last Updated: April - 29 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.