21640 Overseas Hwy, Cudjoe Key, FL 33042 (MLS# 553740)

21640 Overseas Hwy, Cudjoe Key, FL 33042

$1,300,000

Panoramic Ocean Views From All Living Areas

The Gourmet Kitchen Opens To The Living Room And Offers Wood- Beamed Ceilings

The Screened Porch Offers Magnificent Ocean Views and Offers Easy Access From The Living Areas

Master Bedroom Features Custom Walk-In Closet, Adjacent Gym, Fireplace, and Ensuite Bath

Master Bath Is Adjoined To Master Bedroom Via Wood-Burning Fireplace

The Master Bedroom Veranda Offers Utmost Privacy And Spectacular Ocean Views

Plenty Of Room For Airplane, Helicopter, and Many Cars

Fly Your Seaplane to Your 1.2 Acre Oceanfront Estate!

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 4,044 Lot Size (sq. ft.): 51,288 Status: Closed

Current Price: $1,300,000 List Date: 12/13/2010 Last Modified: 3/19/2026

Overview

Description

Spectacular 4/3 oceanfront estate on 1.2 Acres w/stunning beach & oceanfront pool. Picture perfect ocean views & breezes are enjoyed from all living areas & on upper & lower screened verandas. Furnished, cathedral wood-beamed ceilings, 2 fireplaces, dock, 1100 Sf storage & workshop, seaplane/helicopter parking, RV parking, owner financing, & over $140K in income as transient rentals are allowed

Listing Details MLS# 553740

Location, Tax & Legal

Street #: 21640
Street Name: Overseas Hwy
Key/Island: Cudjoe Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Sacarma (21.0)
Area: 07 - Cudjoe Key
City: Cudjoe
Off Shore Island: No
Mile Marker: 21.6
Side: Ocean
Flood Zone: AE
Alternate Key #: 1226891
Parcel #: 00174830-000000
Zoning: SR - Sub Urban Residential District
Deed Restrictions: Unknown
Legal: SACARMA PB2-48 CUDJOE KEY LOT 18 & ADJ BTM OR392-164/165 OR839-2255 OR840-498C OR874-1520/21 RE 11587 COMBINED PER OWNER
Taxes: 1551.13
Tax Year: 2007
Pub Sewer HkUp: No

Contract Information

Listing Board: Marathon/Lower Keys
As is Rght to Inspct: Yes
Potential Short Sale: No
Bank Owned: No
Species List: Yes

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 2
Pool: Yes
Year Built: 1985
Lot SqFt: 51288
Acres: 1.2
Living Apx SqFt: 4044
SqFt Source: Seller
Total Bedrooms: 4
Full Baths: 3
Total Baths: 3
Rentals Allowed: Yes
Min Rental Days: Yes

Status Change Info

Sold Date: 2015-11-30

Association Info

Mandatory Home Owners Asc: No

Dockage

Dock: Wood

More Information

Building Style

Above Flood: Unknown
Stilt Column Height: Medium - 5Ft - 9Ft
Split Level: Yes

Vehicle Storage

Car(s): 4+
Carport: Yes
Garage: Yes
Guest Parking: Yes
Open Parking: Yes
RV Parking Covered: Yes
RV Parking Open: Yes
Attached: Yes
Auto Door Opener: Yes
Airplane Hanger: Yes
Trailer Storage: Yes

Financial Status

Bank Owned: No
Potential Short Sale: No

Remarks & Misc

Remarks – Consumer: Spectacular 4/3 oceanfront estate on 1.2 Acres w/stunning beach & oceanfront pool. Picture perfect ocean views & breezes are enjoyed from all living areas & on upper & lower screened verandas. Furnished, cathedral wood-beamed ceilings, 2 fireplaces, dock, 1100 Sf storage & workshop, seaplane/helicopter parking, RV parking, owner financing, & over $140K in income as transient rentals are allowed
Directions: Overseas Highway Oceanside to MM 21.5.

Fee Includes

None: Yes

Tax Exemptions

Homestead: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes

Waterfront

Oceanfront: Yes
Open Water: Yes

Waterview

Ocean View: Yes
Open Water View: Yes

Floor

Carpet: Yes
Tile: Yes

Interior Features

Cathedral Ceilings: Yes
Drapes/Blinds Incl: Yes
Entrance Foyer: Yes
Fireplace(s): Yes
Split Bedroom: Yes
Storage: Yes
Walk-in Closet(s): Yes
Wet Bar: Yes
Whirlpool Bath Tub: Yes
Window Treatments: Yes

Specialty Rooms

Workshop: Yes

Windows/Doors

Glass Doors: Yes
Sliding Glass Doors: Yes

Security

No Security: Yes

Construction

Frame: Yes

Land Size

1 Less Than 2 Acres: Yes

Furnished

Furnished: Yes

Terms

Seller Finance Psble: Yes

Utilities

Cable Available: Yes
FKAA: Yes
Septic Tank: Yes

Porch/Balcony

Screened P/B: Yes

Title

Negotiable: Yes

Exterior Features

Hot Tub: Yes
Sandy Beach: Yes

Pool Info

In Ground: Yes

Pre-Wired

Cable: Yes

Roof

Metal Roof: Yes

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Oceanfront; Open Water Waterview: Ocean View; Open Water View Building Style: Split Level Vehicle Storage: Garage; Carport; Attached; Auto Door Opener; Airplane Hanger; Guest Parking; Open Parking; RV Parking Covered; RV Parking Open; Trailer Storage Furnished: Furnished Cooling: Ceiling Fans(s); Central Air Utilities: Cable Available; FKAA; Septic Tank Interior Features: Cathedral Ceilings; Drapes/Blinds Incl; Entrance Foyer; Fireplace(s); Split Bedroom; Storage; Walk-in Closet(s); Wet Bar; Whirlpool Bath Tub; Window Treatments Pre-Wired: Cable Specialty Rooms: Workshop Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Hot Tub; Sandy Beach Pool Info: In Ground Construction: Frame Floor: Carpet; Tile Roof: Metal Roof Pets: Pets Allowed Security: No Security Land Size: 1 Less Than 2 Acres Terms: Seller Finance Psble Title: Negotiable

Listing Office: Coldwell Banker Schmitt Lower Keys (KW)

Last Updated: March - 19 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.