20995 W 2nd Avenue, Cudjoe Key, FL 33042 (MLS# 605427)

20995 W 2nd Avenue, Cudjoe Key, FL 33042

$2,300,000

Virtual Tour

https://www.zillow.com/view-3d-home/ced31e28-cc50-4984-8e97-b2aef2d8a4be?setAttribution=mls&wl=true&utm_source=dashboard

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,184 Lot Size (sq. ft.): 16,480 Status: Closed

Current Price: $2,300,000 List Date: 7/11/2023 Last Modified: 3/19/2026

Overview

Description

Immaculate Cudjoe Gardens home on an oversized corner lot with 190 ft. of waterfront! Fully equipped for the avid boater, a massive concrete dock features fillet station and three sizeable boat lifts with 5K, 15K, and 20K capacities. The enviable deep water boat basin provides separation between neighbors, enjoy convenient no-bridge Open Water access within minutes. Inside this stunning home, the open concept main living space evokes an open, airy feel with loads of natural light and soaring cathedral ceilings. The Chef's Kitchen boasts gorgeous quartz countertops, stainless steel appliances, and an oversized kitchen island with additional storage and counter seating. Retire to a spacious primary suite with Pool Views, walk-in closet, and luxurious en suite, complete with dual vanities, LED light mirrors, and custom glass shower. Two well-appointed guest bedrooms provide comfortable accommodation for visitors. Spanning the back of the home, a substantial screened-in porch offers serene ... (Read more)

Listing Details MLS# 605427

Location, Tax & Legal

Street #: 20995
Direction: W
Street Name: 2nd
Street Suffix: Avenue
Key/Island: Cudjoe Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Cudjoe Gardens (21.0)
Area: 07 - Cudjoe Key
City: Cudjoe
Off Shore Island: No
Mile Marker: 21
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE
Alternate Key #: 8566743
Parcel #: 00174635-004300
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: BK 22 LT 26 CUDJOE GARDENS EIGHTH ADDITION PB7-16
Taxes: 10312.56
Tax Year: 2022
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Marathon/Lower Keys
As is Rght to Inspct: Yes
Species List: Yes

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 4
Pool: Yes
Year Built: 2007
Lot SqFt: 16480
Lot Sqft Source: Property Data Card
Acres: 0.38
Living Apx SqFt: 2184
SqFt Source: Property Data Card
Total Bedrooms: 3
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Rentals Allowed: With Restrictions
Min Rental Days: 28
Total Units: 0

Status Change Info

Sold Date: 2023-07-25

Association Info

Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 0

Dockage

Dock Length: 190
Dock: Concrete
Basin: Yes
Boat Lift: Yes

More Information

Building Style

Above Flood: Yes

Remarks & Misc

Remarks – Consumer: Immaculate Cudjoe Gardens home on an oversized corner lot with 190 ft. of waterfront! Fully equipped for the avid boater, a massive concrete dock features fillet station and three sizeable boat lifts with 5K, 15K, and 20K capacities. The enviable deep water boat basin provides separation between neighbors, enjoy convenient no-bridge Open Water access within minutes. Inside this stunning home, the open concept main living space evokes an open, airy feel with loads of natural light and soaring cathedral ceilings. The Chef's Kitchen boasts gorgeous quartz countertops, stainless steel appliances, and an oversized kitchen island with additional storage and counter seating. Retire to a spacious primary suite with Pool Views, walk-in closet, and luxurious en suite, complete with dual vanities, LED light mirrors, and custom glass shower. Two well-appointed guest bedrooms provide comfortable accommodation for visitors. Spanning the back of the home, a substantial screened-in porch offers serene Canal Views, perfect for relaxing with a book and an evening cocktail. Enjoy year-round summer weather with a pristine in-ground concrete pool. A large laundry room provides added convenience, and the massive 3-car garage with additional pantry provides unmatched storage space for vehicles, tools, and equipment. Just minutes to world class fishing and boating, and in proximity to decadent dining, stores, and Cudjoe Gardens Marina. The ultimate keys lifestyle awaits at this spectacular Cudjoe Gardens home. Schedule a tour today!
Directions: Turn oceanside onto Drost Dr from Overseas Hwy. Turn right onto 2nd Ave W. Destination is first house on right.

Fee Includes

None: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes

Waterfront

Canal Front: Yes

Waterview

Canal View: Yes

Floor

Tile: Yes

Neighborhood Feature

Bike Paths: Yes
Community Boat Ramp: Yes
Other Area Features: Yes

Interior Features

Bar: Yes
Built-in Cabinets: Yes
Cathedral Ceilings: Yes
Entrance Foyer: Yes
Pantry: Yes
Quartz Countertops: Yes
Split Bedroom: Yes
Storage: Yes
Walk-in Closet(s): Yes
Window Treatments: Yes

Specialty Rooms

Laundry Room: Yes
Utility Room: Yes

Windows/Doors

Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes

Vehicle Storage

Covered Parking: Yes
Garage: Yes
Open Parking: Yes
Attached: Yes
Off Street Parking: Yes

Construction

CBS: Yes

Land Size

1/4 - 1/2 Acre: Yes

Furnished

Negotiable: Yes

Terms

Cash: Yes
Conventional: Yes

Utilities

Buyer to Verify: Yes
FKAA: Yes
Municipal Sewer: Yes

Porch/Balcony

Open Porch/Balcony: Yes
Patio: Yes
Screened Patio: Yes

Title

Negotiable: Yes

Exterior Features

Lighting: Yes
Storage: Yes

Pool Info

In Ground: Yes
Concrete: Yes

Roof

Metal Roof: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Dockage: Basin; Boat Lift Vehicle Storage: Garage; Attached; Covered Parking; Off Street Parking; Open Parking Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air Utilities: Buyer to Verify; FKAA; Municipal Sewer Interior Features: Bar; Built-in Cabinets; Cathedral Ceilings; Entrance Foyer; Pantry; Quartz Countertops; Split Bedroom; Storage; Walk-in Closet(s); Window Treatments Specialty Rooms: Laundry Room; Utility Room Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Lighting; Storage Pool Info: In Ground; Concrete Construction: CBS Floor: Tile Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Bike Paths; Community Boat Ramp; Other Area Features Land Size: 1/4 - 1/2 Acre Terms: Cash; Conventional Title: Negotiable

Listing Office: Coldwell Banker Schmitt Lower Keys (KW)

Last Updated: March - 19 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.