20920 5th Avenue, Cudjoe Key, FL 33042
$2,795,000
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
2,913
Lot Size (sq. ft.):
15,200
Status:
Active
Current Price:
$2,795,000
List Date:
2/07/2026
Last Modified:
4/24/2026
Overview
Description
...
(Read more)
Florida Keys luxury island living at its finest.
Welcome to your private slice of tropical island living in coveted Cudjoe Gardens—a true boater's dream set on an oversized double canal-front lot (approx. 15,200 sq. ft.) with an impressive close to 200 feet of concrete seawall. This beautifully designed CBS home offers 4 bedrooms, 3 baths, and nearly 3,000 sq. ft. of living space, thoughtfully arranged for relaxed living and effortless entertaining. Recent renovations elevate the home even further, with the kitchen and primary bath completely and tastefully reimagined by D'Asign Source. The stunning chef's kitchen now features Omega cabinetry, elegant quartzite stone surfaces, premium KitchenAid appliances, and a striking black walnut round dining table that anchors the space with warmth and natural beauty—perfect for gathering with family and friends.
Pocket sliding doors open the living areas to a spacious screened Florida Room (approx. 494 sq. ft.), seamlessly blending indoor and outdoor living. Outside, enjoy mature tropical landscaping, extensive paved driveways and walkways, and resort-style spaces designed for relaxing and entertaining. For boating enthusiasts, this property truly shines: approx. 4' control depth, quick access to the reef and backcountry, protected canals, and proximity to a full-service marina. The seawall is fully equipped with a cut-in boat slip, 15,000 lb. boat lift, davits, swim ladder, and outdoor shower—everything you need for life on the water. Additional highlights include a barrel tile roof, an attached 2 car garage, a versatile 676 sq. ft. garage space ideal for storage, hobbies, or island toys. Whether you're hosting sunset gatherings by the pool, heading out for a day on the water, or simply unwinding in your own tropical retreat, this remarkable property offers the perfect blend of comfort, style, and true Florida Keys lifestyle. Come see this exceptional canal-front retreat, where every day feels like a getaway.
Listing Details MLS# 618526
Location, Tax & Legal
- Street #
- 20920
- Street Name
- 5th
- Street Suffix
- Avenue
- Key/Island
- Cudjoe Key
- State/Province
- FL
- Zip Code
- 33042
- County
- Monroe
- Subdivision
- Cudjoe Gardens (21.0)
- Area
- 07 - Cudjoe Key
- City
- Cudjoe
- Mile Marker
- 21
- Marathon Neighborhood
- N/A
- Side
- Ocean
- Alternate Key #
- 1225428
- Parcel #
- 00174634006700
- Zoning
- IS - Improved Subivision District
- Deed Restrictions
- Unknown
- Legal
- Bk 20 Lts 4 And 5 Cudjoe Gardens Fifth And Seventh Addn's Pb6-88 Cudjoe Key Or511-1033 Or1202-168 Or1342-839/40 Or1458-8
- Taxes
- 19216.79
- Tax Year
- 2025
- Pub Sewer HkUp
- Yes
Contract Information
- Listing Board
- Key West Association
General Property Description
- Realtor.COM Type
- Residential - Single Family
- Style
- Single Family
- Waterfront
- Yes
- Control Depth
- 4
- Pool
- Yes
- Year Built
- 1995
- Lot SqFt
- 15200
- Lot Sqft Source
- Property Data Card
- Living Apx SqFt
- 2913
- SqFt Source
- Property Data Card
- Total Bedrooms
- 4
- Full Baths
- 3
- Total Baths
- 3
- Rentals Allowed
- With Restrictions
- Min Rental Days
- 28
Association Info
- Mandatory Home Owners Asc
- No
- Voluntary Home Owners Asc
- Yes
- 1st Right of Refusal
- No
- Association Fee $
- 0
Dockage
- Dock Length
- 200
- Dock
- Concrete
- Boat Lift
- Yes
- Davits
- Yes
More Information
Building Style
- Above Flood
- Unknown
- Stories
- 1 Story
Pool Info
- Heated
- Yes
- Dimensions
- 12 x 24
- In Ground
- Yes
Remarks & Misc
- Remarks – Consumer
- Florida Keys luxury island living at its finest. Welcome to your private slice of tropical island living in coveted Cudjoe Gardens—a true boater's dream set on an oversized double canal-front lot (approx. 15,200 sq. ft.) with an impressive close to 200 feet of concrete seawall. This beautifully designed CBS home offers 4 bedrooms, 3 baths, and nearly 3,000 sq. ft. of living space, thoughtfully arranged for relaxed living and effortless entertaining. Recent renovations elevate the home even further, with the kitchen and primary bath completely and tastefully reimagined by D'Asign Source. The stunning chef's kitchen now features Omega cabinetry, elegant quartzite stone surfaces, premium KitchenAid appliances, and a striking black walnut round dining table that anchors the space with warmth and natural beauty—perfect for gathering with family and friends. Pocket sliding doors open the living areas to a spacious screened Florida Room (approx. 494 sq. ft.), seamlessly blending indoor and outdoor living. Outside, enjoy mature tropical landscaping, extensive paved driveways and walkways, and resort-style spaces designed for relaxing and entertaining. For boating enthusiasts, this property truly shines: approx. 4' control depth, quick access to the reef and backcountry, protected canals, and proximity to a full-service marina. The seawall is fully equipped with a cut-in boat slip, 15,000 lb. boat lift, davits, swim ladder, and outdoor shower—everything you need for life on the water. Additional highlights include a barrel tile roof, an attached 2 car garage, a versatile 676 sq. ft. garage space ideal for storage, hobbies, or island toys. Whether you're hosting sunset gatherings by the pool, heading out for a day on the water, or simply unwinding in your own tropical retreat, this remarkable property offers the perfect blend of comfort, style, and true Florida Keys lifestyle. Come see this exceptional canal-front retreat, where every day feels like a getaway.
Fee Includes
- None
- Yes
Tax Exemptions
- None
- Yes
Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Microwave
- Yes
- Oven
- Yes
- Range
- Yes
- Refrigerator
- Yes
- Washer
- Yes
Pets
- Pets Allowed
- Yes
Cooling
- Ceiling Fans(s)
- Yes
- Central Air
- Yes
Heating
- Central
- Yes
Waterfront
- Canal Front
- Yes
Waterview
- Canal View
- Yes
Floor
- Carpet
- Yes
- Tile
- Yes
Neighborhood Feature
- Bike Paths
- Yes
- Community Boat Ramp
- Yes
Interior Features
- Bar
- Yes
- Cathedral Ceilings
- Yes
- Walk-in Closet(s)
- Yes
- Window Treatments
- Yes
Property Condition
- Updated/Remodeled
- Yes
Specialty Rooms
- Laundry Room
- Yes
- Sun/Florida Room
- Yes
Windows/Doors
- Double Hung Windows
- Yes
- Sliding Glass Doors
- Yes
Vehicle Storage
- Garage
- Yes
- Guest Parking
- Yes
- Attached
- Yes
- Auto Door Opener
- Yes
- Trailer Storage
- Yes
Construction
- CBS
- Yes
- Other
- Yes
Land Size
- 1/4 - 1/2 Acre
- Yes
Furnished
- Negotiable
- Yes
Terms
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA
- Yes
Utilities
- FKAA
- Yes
- Municipal Sewer
- Yes
Porch/Balcony
- Patio
- Yes
- Screened Patio
- Yes
Title
- Negotiable
- Yes
Exterior Features
- Hot Tub
- Yes
- Lanai
- Yes
- Sprinkler System
- Yes
- Storage
- Yes
Roof
- Tile Roof
- Yes
Property Features
Fee Includes:
None
Tax Exemptions:
None
Waterfront:
Canal Front
Waterview:
Canal View
Dockage:
Boat Lift; Davits
Property Condition:
Updated/Remodeled
Vehicle Storage:
Garage; Attached; Auto Door Opener; Guest Parking; Trailer Storage
Furnished:
Negotiable
Cooling:
Ceiling Fans(s); Central Air
Heating:
Central
Utilities:
FKAA; Municipal Sewer
Interior Features:
Bar; Cathedral Ceilings; Walk-in Closet(s); Window Treatments
Specialty Rooms:
Laundry Room; Sun/Florida Room
Appliances:
Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer
Exterior Features:
Hot Tub; Lanai; Sprinkler System; Storage
Pool Info:
In Ground
Construction:
CBS; Other
Floor:
Carpet; Tile
Roof:
Tile Roof
Pets:
Pets Allowed
Neighborhood Feature:
Bike Paths; Community Boat Ramp
Land Size:
1/4 - 1/2 Acre
Terms:
Cash; Conventional; FHA; VA
Title:
Negotiable
Listing Office:
Compass Florida, LLC
Last Updated: April - 24 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.
