20838 W 5th Avenue, Cudjoe Key, FL 33042
$1,499,000
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
1,944
Lot Size (sq. ft.):
11,000
Status:
Active
Current Price:
$1,499,000
List Date:
10/29/2025
Last Modified:
3/29/2026
Listing Details MLS# 617081
Location, Tax & Legal
- Street #
- 20838
- Direction
- W
- Street Name
- 5th
- Street Suffix
- Avenue
- Key/Island
- Cudjoe Key
- State/Province
- FL
- Zip Code
- 33042
- County
- Monroe
- Subdivision
- Cudjoe Gardens (21.0)
- Area
- 07 - Cudjoe Key
- City
- Cudjoe
- Off Shore Island
- No
- Mile Marker
- 21
- Marathon Neighborhood
- N/A
- Side
- Ocean
- Flood Zone
- AE
- Alternate Key #
- 1225495
- Parcel #
- 00174634-007400
- Zoning
- IS - Improved Subivision District
- Deed Restrictions
- Yes
- Legal
- BK 20 W 70FT LT 11 AND E 40FT LT 12 CUDJOE GARDENS FIFTH & SEVENTH ADDN'S PB6-88 CUDJOE KEY
- Taxes
- 5122.73
- Tax Year
- 2024
- Pub Sewer HkUp
- Yes
Contract Information
- Listing Board
- Key West Association
- As is Rght to Inspct
- Yes
- Species List
- Yes
General Property Description
- Realtor.COM Type
- Residential - Single Family
- Style
- Single Family
- Waterfront
- Yes
- Control Depth
- 4
- Pool
- Yes
- Year Built
- 1987
- Lot SqFt
- 11000
- Lot Sqft Source
- Property Data Card
- Acres
- 0.25
- Living Apx SqFt
- 1944
- SqFt Source
- Seller
- Total Bedrooms
- 3
- Full Baths
- 2
- Total Baths
- 2
- Rentals Allowed
- With Restrictions
- Min Rental Days
- 28
- Total Units
- 0
Association Info
- Mandatory Home Owners Asc
- No
- Voluntary Home Owners Asc
- Yes
- 1st Right of Refusal
- No
- Association Fee $
- 0
Dockage
- Dock Length
- 61
- Dock
- Composite
- Boat Lift
- Yes
More Information
Building Style
- Above Flood
- Yes
- Stories
- 1 Story
- Ground Level
- Yes
Vehicle Storage
- Car(s)
- Yes
- Garage
- Yes
- Off Street Parking
- Yes
Remarks & Misc
- Remarks – Consumer
- Discover the ultimate boating lifestyle in the Florida Keys with this beautiful Deep Draft Canal Front Pool Home in the exclusive waterfront enclave of Cudjoe Gardens. Set on an expansive 11,000 sq ft lot with 100 feet of waterfront, this ground-level, above-flood concrete ranch home offers seamless access to the Pool and water. Inside, enjoy nearly 2,000 square feet of living space with 3 Bedrooms and 2 Bathrooms, soaring pine ceilings, and a sun-filled Florida room overlooking the canal. The layout is open and bright, perfect for entertaining or quiet relaxation. Step outside to your private 60' dock with a 10,000 lb boat lift, nestled on a crystal-clear 50' wide deep-draft canal — ideal for serious boaters. After a day on the water, unwind in the expansive screened-in pool area, perfect for enjoying the Keys' tropical lifestyle year-round. Cudjoe Gardens is a true gem — a concrete home community where most properties are built above flood and have no stairs to climb. The neighborhood Cudjoe Gardens Marina offers fuel, a boat ramp, bait, and refreshments, and is adjacent to the waterfront Bent Prop restaurant, all just a short walk away. This is more than a home — it's a launchpad for your next great adventure.
- Directions
- From the Overseas Highway, turn Oceanside onto Drost Rd., and turn right onto 5th Ave. W.
Fee Includes
- None
- Yes
Tax Exemptions
- Homestead
- Yes
Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Microwave
- Yes
- Oven
- Yes
- Range
- Yes
- Refrigerator
- Yes
- Washer
- Yes
Pets
- Pets Allowed
- Yes
Cooling
- Ceiling Fans(s)
- Yes
- Central Air
- Yes
Waterfront
- Canal Front
- Yes
Waterview
- Canal View
- Yes
Floor
- Tile
- Yes
Neighborhood Feature
- Bike Paths
- Yes
- Other Area Features
- Yes
Interior Features
- Split Bedroom
- Yes
- Walk-in Closet(s)
- Yes
Specialty Rooms
- Laundry Room
- Yes
- Sun/Florida Room
- Yes
Construction
- CBS
- Yes
Land Size
- Less Than 1/4 Acre
- Yes
Furnished
- Negotiable
- Yes
Terms
- Cash
- Yes
- Conventional
- Yes
Utilities
- Buyer to Verify
- Yes
- Cable Available
- Yes
- FKAA
- Yes
- Municipal Sewer
- Yes
Porch/Balcony
- Screened Patio
- Yes
Title
- Negotiable
- Yes
Exterior Features
- Lanai
- Yes
Pool Info
- In Ground
- Yes
- Concrete
- Yes
- Decked
- Yes
- Screened In
- Yes
Roof
- Shingle Roof
- Yes
Property Features
Fee Includes:
None
Tax Exemptions:
Homestead
Waterfront:
Canal Front
Waterview:
Canal View
Dockage:
Boat Lift
Building Style:
Ground Level
Vehicle Storage:
Garage; Off Street Parking
Furnished:
Negotiable
Cooling:
Ceiling Fans(s); Central Air
Utilities:
Buyer to Verify; Cable Available; FKAA; Municipal Sewer
Interior Features:
Split Bedroom; Walk-in Closet(s)
Specialty Rooms:
Laundry Room; Sun/Florida Room
Appliances:
Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer
Exterior Features:
Lanai
Pool Info:
In Ground; Concrete; Decked; Screened In
Construction:
CBS
Floor:
Tile
Roof:
Shingle Roof
Pets:
Pets Allowed
Neighborhood Feature:
Bike Paths; Other Area Features
Land Size:
Less Than 1/4 Acre
Terms:
Cash; Conventional
Title:
Negotiable
Listing Office:
Coldwell Banker Schmitt Real Estate Co
Last Updated: March - 29 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.