20816 W 4Th Avenue, Cudjoe Key, FL 33042 (MLS# 612598)

20816 W 4Th Avenue, Cudjoe Key, FL 33042

$3,275,000

Canal Front Home with Ocean Access (25 o

Canal Front Home with Ocean Access (26 o

Canal Front Home with Ocean Access (1 of

Canal Front Home with Ocean Access (2 of

Canal Front Home with Ocean Access (18 o

Canal Front Home with Ocean Access (15 o

Canal Front Home with Ocean Access (20 o

Canal Front Home with Ocean Access (19 o

Canal Front Home with Ocean Access (23 o

Canal Front Home with Ocean Access (24 o

Canal Front Home with Ocean Access (22 o

Canal Front Home with Ocean Access (16 o

Canal Front Home with Ocean Access (11 o

Canal Front Home with Ocean Access (4 of

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Canal Front Home with Ocean Access (10 o

Canal Front Home with Ocean Access (8 of

Canal Front Home with Ocean Access (13 o

Canal Front Home with Ocean Access (14 o

Canal Front Home with Ocean Access (12 o

Canal Front Home with Ocean Access (27 o

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,817 Lot Size (sq. ft.): 16,500 Status: Closed

Current Price: $3,275,000 List Date: 12/08/2024 Last Modified: 10/28/2025

Overview

Description

LUXURY COLLECTION WATERFRONT ESTATE in the prestigious Cudjoe Gardens. A STUNNING TURNKEY PARADISE, SOLD AS IS WITH HIGH END DESIGNER FURNISHINGS & DECOR FROM RESTORATION HARDWARE, POTTERY BARN, & SERENA AND LILY. ALSO 2 HOBIE CATS. This Custom Built Home with a total of 5,373sf under roof is a masterpiece blending luxurious design with the serene beauty of the Florida Keys. Built on a sprawling waterfront ELEVATED corner lot of 16,500sf with 260FT of water frontage and deep draft. This gorgeous property offers an unparalleled tropical lifestyle, perfect for those who demand the best in comfort and elegance. Property Highlights 4 Bedrooms + 5th Bedroom/office, Spacious, sunlit rooms designed for relaxation and productivity, including a versatile office or creative studio space which could be a 5th Bedroom. 4 Full Bathrooms: Impeccably designed with high-end fixtures and finishes. Gourmet Kitchen: A chef's dream, featuring state-of-the-art appliances, custom cabinetry, and expansive ... (Read more)

Listing Details MLS# 612598

Location, Tax & Legal

Street #: 20816
Direction: W
Street Name: 4Th
Street Suffix: Avenue
Key/Island: Cudjoe Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Cudjoe Gardens (21.0)
Area: 07 - Cudjoe Key
City: Cudjoe
Off Shore Island: No
Mile Marker: 21
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE
Alternate Key #: 8566387
Handicap Access: Yes
Parcel #: 00174635-000900
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: BK 21 LT 9 CUDJOE GARDENS EIGHTH ADDITION PB7-16 OR958-1887/88A/G OR978-348 OR1409-18 OR1646-2070 OR2693-1746/47 OR2841
Taxes: 16469.46
Tax Year: 2023
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Key West Association
As is Rght to Inspct: No
Species List: No

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 5
Pool: Yes
Year Built: 2021
Lot SqFt: 16500
Lot Sqft Source: Tax Records
Acres: 0.38
Living Apx SqFt: 3817
SqFt Source: Blue Print
Total Bedrooms: 5
Full Baths: 4
Total Baths: 4
Rentals Allowed: With Restrictions
Min Rental Days: 28
Total Units: 0

Status Change Info

Sold Date: 2025-10-28

Association Info

Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Assoc Approval Req: No
Association Fee $: 0

Dockage

Dock Length: 150
Dock: Concrete
Seawall: Concrete
Boat Lift: Yes

More Information

Building Style

Above Flood: Yes
Ground Level: Yes

Vehicle Storage

Car(s): 4+
Garage: Yes
Guest Parking: Yes
RV Parking Open: Yes
Attached: Yes
Auto Door Opener: Yes
Off Street Parking: Yes
Trailer Storage: Yes

Pre-Wired

Other: Cat 6
Surround Sound: Yes

Appliances

Other: On Demand Hot Water
Dishwasher: Yes
Dryer: Yes
Freezer: Yes
Ice Machine: Yes
Microwave: Yes
More Appliances: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes
Wine Cooler: Yes

Pool Info

Other: Cooler
Heated: Yes
In Ground: Yes
Salt Water: Yes
Concrete: Yes
Decked: Yes

Remarks & Misc

Remarks – Consumer: LUXURY COLLECTION WATERFRONT ESTATE in the prestigious Cudjoe Gardens. A STUNNING TURNKEY PARADISE, SOLD AS IS WITH HIGH END DESIGNER FURNISHINGS & DECOR FROM RESTORATION HARDWARE, POTTERY BARN, & SERENA AND LILY. ALSO 2 HOBIE CATS. This Custom Built Home with a total of 5,373sf under roof is a masterpiece blending luxurious design with the serene beauty of the Florida Keys. Built on a sprawling waterfront ELEVATED corner lot of 16,500sf with 260FT of water frontage and deep draft. This gorgeous property offers an unparalleled tropical lifestyle, perfect for those who demand the best in comfort and elegance. Property Highlights 4 Bedrooms + 5th Bedroom/office, Spacious, sunlit rooms designed for relaxation and productivity, including a versatile office or creative studio space which could be a 5th Bedroom. 4 Full Bathrooms: Impeccably designed with high-end fixtures and finishes. Gourmet Kitchen: A chef's dream, featuring state-of-the-art appliances, custom cabinetry, and expansive Quartz countertops ideal for entertaining. Imported Italian & Moroccan Flooring: Stunning, high-quality flooring that enhances the luxurious ambiance throughout. 12-16 Ft Ceilings: Create an open, airy feel while showcasing architectural sophistication. Saltwater Pool: Dive into the generously sized, chilled & heated concrete pool with water feature, lights and lounging platform Outdoor Kitchen: Stainless Steel Appliances, Spacious layout, Perfect for entertaining. 2 Boat Lifts, 20k and 10k Additional Amenities 3 A/C Units: Individually climate-controlled zones, including the 3-car garage for comfort and convenience. Full Property Generator, 1000 gallon Propane Tank, Full Security System, Phantom SunShades for Screened in Porch This meticulously designed property combines sophisticated interiors with exceptional outdoor living spaces. Located in a prime area of Cudjoe Key, this home offers privacy, stunning water views, and direct access to the pristine waters of the Lower K
Directions: Overseas Hwy, turn on Drost into Cudjoe Gardens and right onto 4th Ave W. Property at end.

Fee Includes

None: Yes

Tax Exemptions

Homestead: Yes

Pets

Pets Allowed: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes

Heating

Central: Yes

Waterfront

Canal Front: Yes

Waterview

Canal View: Yes

Floor

Tile: Yes

Interior Features

Bar: Yes
Built-in Cabinets: Yes
Cathedral Ceilings: Yes
Drapes/Blinds Incl: Yes
Entrance Foyer: Yes
Pantry: Yes
Quartz Countertops: Yes
Security System: Yes
Smoke Alarms: Yes
Split Bedroom: Yes
Storage: Yes
Tray Ceilings: Yes
Walk-in Closet(s): Yes
Wet Bar: Yes
Window Treatments: Yes
Other: Yes

Property Condition

New Construction: Yes

Specialty Rooms

Laundry Room: Yes
Other: Yes

Windows/Doors

Glass Doors: Yes
Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes
Sliding Glass Doors: Yes

Security

On Premises System: Yes

Construction

CBS: Yes
Concrete: Yes

Land Size

1/4 - 1/2 Acre: Yes

Furnished

Furnished: Yes

Terms

Cash: Yes
Conventional: Yes
VA: Yes

Utilities

Elect Separate Meter: Yes
FKAA: Yes
Municipal Sewer: Yes
Propane: Yes
Water Separate Meter: Yes
Whole House Generatr: Yes

Porch/Balcony

Deck: Yes
Screened Patio: Yes

Title

Title Ins - Buyer: Yes

Exterior Features

Built-in Grill: Yes
Fencing: Yes
Fruit Tree(s): Yes
Lighting: Yes
Outdoor Kitchen: Yes
Storage: Yes
Water Display: Yes

Roof

Metal Roof: Yes

Accessibility Feat

Accessible Doors: Yes
Parking: Yes

GF-Interior Features

LED Lighting: Yes
Programmable Thermst: Yes
Tankless Hot Wtr Htr: Yes

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Canal Front Waterview: Canal View Dockage: Boat Lift Property Condition: New Construction Building Style: Ground Level Vehicle Storage: Garage; Attached; Auto Door Opener; Guest Parking; Off Street Parking; RV Parking Open; Trailer Storage Furnished: Furnished Cooling: Ceiling Fans(s); Central Air Heating: Central Utilities: Elect Separate Meter; FKAA; Municipal Sewer; Propane; Water Separate Meter; Whole House Generatr Interior Features: Bar; Built-in Cabinets; Cathedral Ceilings; Drapes/Blinds Incl; Entrance Foyer; Pantry; Quartz Countertops; Security System; Smoke Alarms; Split Bedroom; Storage; Tray Ceilings; Walk-in Closet(s); Wet Bar; Window Treatments; Other Pre-Wired: Surround Sound Specialty Rooms: Laundry Room; Other Appliances: Dishwasher; Dryer; Freezer; Ice Machine; Microwave; More Appliances; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler Exterior Features: Built-in Grill; Fencing; Fruit Tree(s); Lighting; Outdoor Kitchen; Storage; Water Display Accessibility Feat: Accessible Doors; Parking Pool Info: In Ground; Salt Water; Concrete; Decked Construction: CBS; Concrete Floor: Tile Roof: Metal Roof Pets: Pets Allowed Security: On Premises System Land Size: 1/4 - 1/2 Acre Terms: Cash; Conventional; VA Title: Title Ins - Buyer GF-Interior Features: LED Lighting; Programmable Thermst; Tankless Hot Wtr Htr

Listing Office: Berkshire Hathaway HomeServices Knight & Gardner Realty

Last Updated: October - 28 - 2025

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.