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1210 Cactus Street, Key Largo, FL 33037

$1,720,000
Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 3,120 Lot Size (sq. ft.): 7,440 Status: Active
Current Price: $1,720,000 List Date: 8/13/2025 Last Modified: 4/22/2026

Overview

Description

Waterfront Key Largo Retreat This is an exceptional all-CBS-constructed home, featuring a concrete roof that enhances durability and peace of mind, offering direct ocean access and putting world-class fishing and diving right at your doorstep, all while being ideally located for an easy mainland commute. This spacious home offers over 3,100 square feet of living space, featuring an open-concept design that seamlessly combines the living, dining, and kitchen areas -- ideal for entertaining family and friends. A guest bedroom, guest bathroom, and an office/multi-purpose room with a full bathroom, along with a stunning master suite with a spacious bedroom and spa-like bath, provide versatile living options. The permitted first-floor addition was added in 2001 and features 2 bedrooms, 1.5 baths, and a garage. Enjoy a 60-foot split-level concrete dock with step-down access perfect for kayaks, paddle boards, and low-profile vessels, plus ample parking space for boats, RVs, and trailers ...

Listing Details MLS# 616136

Location, Tax & Legal

Street #
1210
Street Name
Cactus
Street Suffix
Street
Key/Island
Key Largo
State/Province
FL
Zip Code
33037
County
Monroe
Subdivision
Rock Harbor Est (98.0)
Area
27 - Key Largo MM 97-107
City
KEY LARGO
Off Shore Island
No
Mile Marker
98
Marathon Neighborhood
N/A
Side
Ocean
Flood Zone
AE 8
Alternate Key #
1639346
Parcel #
00520100-000000
Zoning
IS - Improved Subivision District
Deed Restrictions
Unknown
Legal
BK 7 LT 6 ROCK HARBOR EST PB3-187 KEY LARGO OR545-140 OR617-671 OR617-672 OR682-132 OR1484-2455D/C OR1715-1951/52R/S OR
Taxes
8070.97
Tax Year
2025
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Florida Keys
As is Rght to Inspct
Yes
Species List
No

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
Yes
Control Depth
3
Pool
No
Year Built
1979
Lot SqFt
7440
Lot Sqft Source
Property Data Card
Acres
0.17
Living Apx SqFt
3120
SqFt Source
Property Data Card
Total Bedrooms
4
Full Baths
4
Half Baths
Yes
Total Baths
5
Rentals Allowed
With Restrictions
Min Rental Days
28
Total Units
0

Association Info

Mandatory Home Owners Asc
No
Voluntary Home Owners Asc
Yes
1st Right of Refusal
No
Association Fee $
200
Assoc/Mnt Fee Per
Yearly

Dockage

Dock Length
60
Dock
Concrete

More Information

Building Style

Above Flood
Yes
Stories
2 Stories

Remarks & Misc

Remarks – Consumer
Waterfront Key Largo Retreat This is an exceptional all-CBS-constructed home, featuring a concrete roof that enhances durability and peace of mind, offering direct ocean access and putting world-class fishing and diving right at your doorstep, all while being ideally located for an easy mainland commute. This spacious home offers over 3,100 square feet of living space, featuring an open-concept design that seamlessly combines the living, dining, and kitchen areas -- ideal for entertaining family and friends. A guest bedroom, guest bathroom, and an office/multi-purpose room with a full bathroom, along with a stunning master suite with a spacious bedroom and spa-like bath, provide versatile living options. The permitted first-floor addition was added in 2001 and features 2 bedrooms, 1.5 baths, and a garage. Enjoy a 60-foot split-level concrete dock with step-down access perfect for kayaks, paddle boards, and low-profile vessels, plus ample parking space for boats, RVs, and trailers to support your outdoor adventures Whether it's a sunrise paddle, an afternoon fishing trip, or an evening cruise, this property is your launch point for all your Florida Keys adventures. Envision living the waterfront lifestyle you've always dreamed of. Seller Financing Possible.
Directions
Turn oceanside on one of 3 streets across from Anthony's clothing store - Estall St, Grand St, or Almay St Then turn left on Thomas Ave and then right on Cactus. Sign on property.

Fee Includes

Other
Yes

Tax Exemptions

Homestead
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Microwave
Yes
Oven
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Pets

Pets Allowed
Yes

Cooling

Ceiling Fans(s)
Yes
Central Air
Yes

Heating

Central
Yes

Waterfront

Canal Front
Yes

Waterview

Canal View
Yes

Floor

Laminate
Yes
Tile
Yes

Interior Features

Walk-in Closet(s)
Yes
Window Treatments
Yes

Windows/Doors

Impact Rstnce Window
Yes

Vehicle Storage

Carport
Yes
Covered Parking
Yes
Garage
Yes
Attached
Yes
Auto Door Opener
Yes

Construction

CBS
Yes

Land Size

Less Than 1/4 Acre
Yes

Furnished

Unfurnished
Yes

Terms

Cash
Yes
Conventional
Yes
FHA
Yes
Seller Finance Psble
Yes

Utilities

Buyer to Verify
Yes
Cable Available
Yes
FKAA
Yes
Municipal Sewer
Yes

Porch/Balcony

Open Porch/Balcony
Yes
Roof Top Deck
Yes

Title

Title Ins - Buyer
Yes

Exterior Features

Fencing
Yes

Roof

Concrete Roof
Yes

GF-Interior Features

Tankless Hot Wtr Htr
Yes

Property Features

Fee Includes: Other Tax Exemptions: Homestead Waterfront: Canal Front Waterview: Canal View Vehicle Storage: Garage; Carport; Attached; Auto Door Opener; Covered Parking Furnished: Unfurnished Cooling: Ceiling Fans(s); Central Air Heating: Central Utilities: Buyer to Verify; Cable Available; FKAA; Municipal Sewer Interior Features: Walk-in Closet(s); Window Treatments Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Fencing Construction: CBS Floor: Laminate; Tile Roof: Concrete Roof Pets: Pets Allowed Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; Seller Finance Psble Title: Title Ins - Buyer GF-Interior Features: Tankless Hot Wtr Htr
Listing Office: American Caribbean Real Estate, Christie's International Real Estate
Last Updated: April - 22 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.