1082 Bay Drive, Summerland Key, FL 33042 (MLS# 618209)

1082 Bay Drive, Summerland Key, FL 33042

$1,725,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,440 Lot Size (sq. ft.): 7,900 Status: Closed

Current Price: $1,725,000 List Date: 1/20/2026 Last Modified: 2/07/2026

Overview

Description

Rare Yacht-Ready Waterfront? It doesn't get better than this in the Lower Florida Keys! Embraced by the emerald waters of the American Caribbean, pristine, wide and flow-through canals, and nearly 200 feet of concrete seawall sits this extraordinary opportunity to own prime waterfront. A prized combination coveted by the most discerning boating enthusiasts. Sitting on an oversized 7,900 sq. ft. lot, the home features 4 bedrooms and 2.5 baths, with decks on every side capturing breezes and Atlantic glimpses from above. The outdoor space is all about lifestyle — a sparkling pool with new equipment, multiple new tiki huts, brand-new fillet table, and 17,000 lb. boat lift with new motors alongside 7,500 lb. davits. Whether you're rinsing off the day's catch or gathering with friends, it's built for Keys living at its best. The refreshed interior provides modern bathroom finishes, impact-rated windows and doors, Hardie board siding, all under a metal roof — solid, stylish, a ... (Read more)

Listing Details MLS# 618209

Location, Tax & Legal

Street #: 1082
Street Name: Bay
Street Suffix: Drive
Key/Island: Summerland Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Summerland Cove Isle (25.5)
Area: 08 - Summerland Key
City: Summerland
Off Shore Island: No
Mile Marker: 25.5
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE
Alternate Key #: 1261637
Parcel #: 00198932-007300
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: BK 3 LT 30 SUMMERLAND COVE ISLES BLOCK NO 2&3 SUMMERLANDKEY PB6-67 OR801-2268 OR909-1102 OR976-288 OR1264-1404 OR1386-22
Taxes: 10367.32
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Key West Association
As is Rght to Inspct: Yes
Bank Owned: No
Species List: Yes

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 4
Pool: Yes
Year Built: 1980
Lot SqFt: 7900
Lot Sqft Source: Property Data Card
Acres: 0.18
Living Apx SqFt: 1440
SqFt Source: Property Data Card
Total Bedrooms: 4
Full Baths: 3
Total Baths: 3
Rentals Allowed: With Restrictions
Min Rental Days: 28
Total Units: 0

Status Change Info

Sold Date: 2026-02-06
Sold Comments: Thanks so much, Sandy! Love the new neighbors:-)

Association Info

Mandatory Home Owners Asc: No
Condo Doc's: No
1st Right of Refusal: No
Association Fee $: 0

Dockage

Dock Length: 189
Dock: Concrete
Boat Lift: Yes
Davits: Yes

More Information

Building Style

Above Flood: Unknown

Pool Info

Heated: Yes
In Ground: Yes
Fiberglass: Yes

Financial Status

Auction: No
Bank Owned: No
Standard Sale: Yes

Remarks & Misc

Remarks – Consumer: Rare Yacht-Ready Waterfront? It doesn't get better than this in the Lower Florida Keys! Embraced by the emerald waters of the American Caribbean, pristine, wide and flow-through canals, and nearly 200 feet of concrete seawall sits this extraordinary opportunity to own prime waterfront. A prized combination coveted by the most discerning boating enthusiasts. Sitting on an oversized 7,900 sq. ft. lot, the home features 4 bedrooms and 2.5 baths, with decks on every side capturing breezes and Atlantic glimpses from above. The outdoor space is all about lifestyle — a sparkling pool with new equipment, multiple new tiki huts, brand-new fillet table, and 17,000 lb. boat lift with new motors alongside 7,500 lb. davits. Whether you're rinsing off the day's catch or gathering with friends, it's built for Keys living at its best. The refreshed interior provides modern bathroom finishes, impact-rated windows and doors, Hardie board siding, all under a metal roof — solid, stylish, and ready for the elements. Recent structural upgrades add peace of mind, while the open layout keeps the vibe easy and coastal. It's the kind of place where mornings start with coffee by the water, and evenings end with the glow of sunset off the decks. Private, solid, and made for the salt life — where the only traffic are boats and sea life - a move-in-ready retreat today, and the foundation for an exceptional waterfront estate tomorrow.

Fee Includes

None: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes

Waterfront

Canal Front: Yes
Oceanfront: Yes
Open Water: Yes

Waterview

Canal View: Yes
Ocean View: Yes
Open Water View: Yes

Floor

Tile: Yes
Wood: Yes

Neighborhood Feature

Airstrip: Yes
Bike Paths: Yes

Interior Features

Built-in Cabinets: Yes
Granite Counter Top: Yes
Storage: Yes

Property Condition

Updated/Remodeled: Yes

Specialty Rooms

Laundry Room: Yes

Windows/Doors

French Doors: Yes
Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes
Other Windows/Doors: Yes

Vehicle Storage

Carport: Yes
Covered Parking: Yes
Guest Parking: Yes
Open Parking: Yes

Construction

Frame: Yes
Hardi Board Siding: Yes

Land Size

Less Than 1/4 Acre: Yes

Furnished

Furnished: Yes
Negotiable: Yes

Terms

Cash: Yes
Conventional: Yes

Utilities

Buyer to Verify: Yes
FKAA: Yes
Municipal Sewer: Yes

Porch/Balcony

Deck: Yes
Open Porch/Balcony: Yes

Title

Negotiable: Yes

Exterior Features

Chickee Hut: Yes
Outdoor Shower: Yes
Storage: Yes

Roof

Metal Roof: Yes

Shutters

Bahama: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front; Oceanfront; Open Water Waterview: Canal View; Ocean View; Open Water View Dockage: Boat Lift; Davits Property Condition: Updated/Remodeled Vehicle Storage: Carport; Covered Parking; Guest Parking; Open Parking Furnished: Furnished; Negotiable Cooling: Ceiling Fans(s); Central Air Utilities: Buyer to Verify; FKAA; Municipal Sewer Interior Features: Built-in Cabinets; Granite Counter Top; Storage Specialty Rooms: Laundry Room Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Chickee Hut; Outdoor Shower; Storage Pool Info: In Ground; Fiberglass Construction: Frame; Hardi Board Siding Shutters: Bahama Floor: Tile; Wood Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Airstrip; Bike Paths Land Size: Less Than 1/4 Acre Terms: Cash; Conventional Title: Negotiable

Listing Office: Berkshire Hathaway HomeServices Knight & Gardner Realty

Last Updated: February - 07 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.